Gavin refers several times in Chapter 17 to the people who owe Flem Snopes money. He refers to them variously as people owing "sums ranging from twenty-five cents to five dollars" (291); a few pages later, as people "who had been paying [Flem] the usury on five or ten or twenty dollar loans" (295); a few pages later still and he mentions the people on whom Flem holds "a usurious note or mortage" (299).
